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perpetuallysad
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Member Since: Sep 2007
Location: Mississippi
Posts: 1,728
15 yr Member PC PoohBah!
Default Apr 30, 2010 at 08:13 AM
 
I pay out of pocket because my insurance considers my mental illness a pre-existing condition, so they will pay for nothing to with it, not therapy, med visits or prescriptions. Even if they did 'cover' it, psychiatric services have a $1500 deductible that must be met before they pay a penny, then when they do start coverage is only 60%, with me paying the other 40%. I would actually have to pay far, far more for my care than I do now if my insurance did cover it.

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