I pay 100% out of pocket for my therapist because therapists with his credential are not reimbursed by my insurance plan. Just recently he upgraded his credential, so I now will have the option of getting 60% of his fee reimbursed, if I submit the paperwork to my insurance company. (My therapist does not bill any insurance himself.) I am not sure if I will do this or not. Lots to think about.

My insurance does pay 85% of my PNP's fee. I see her every two months.