BTW, these are not "loans". You don't get a check. You never get any money. You sign an agreement with the agency that they will pay your debts off (immediately), close these accounts and you will pay them back a fixed monthly amount for a specified amount of time. That's why non-profits are better. Mine charged me $10 month for their service.

EDIT: I found old paperwork. They're called SafeGuard

https://www.safeguardcredit.org/

Although is has been 10 years since I used them so I'm not sure if anything changed about them. Although, they're still non-profit.