I start a new job Monday and insurance does not kick in for 90 days. Omg. Not only do I have meds and appointments and labs that need drawn, but so does my husband (he can't get insurance through his work and couldnt afford it even if he could). Also, I need a psychiatrist, but that will have to wait.

Any ideas on what to do without insurance? I know I can make payments, but even that is so expensive and we can barely afford meals at times. Anything other than the obvious that I could do?