Well, Aviza, it seems to me like you are approaching this with your head on straight and your eyes open. I am in favor of you meeting with the finance guy. Meet with him and see if you like him or not. He might be full of all sorts of great ideas to help you manage your money successfully.

Remember, honey, this is your decision to make. Like I said, it seems to me like you are going through this carefully, getting feedback, and thinking as you go. You are there, this is your income you earn and you see your life from the inside. I think you'll do great at it!! xoxox