The good, the bad, and the ugly...

The good...I paid off my credit cards in 2018 and keep the balance at zero. I now consider them as something I have for extreme emergencies. I don't put anything on them.

If I don't watch myself I overbuy when stores have "bargains" -- so I have tried to become aware of that. Just because it is a bargain does not mean I need it!

The ugly is...Amazon. Ban Amazon. Why? Because Amazon treats its warehouse workers like ****. I read where they were actually peeing in soda bottles on the floor...because they didn't want to waste precious time taking a bathroom break. That's UGLY. I will admit I got a bit addicted to Amazon in 2018. My number one resolution in 2019 is Ban Amazon.