When I am trying to practise mindfulness to help me sleep, or just thinking about certain things, words and phrases pop into my head. Not voices, I can't literally hear them, but they are more like intrusive thoughts.
I know there are crossover symptoms between OCD and psychosis, I feel like I am somewhere in the middle at times.
I have had psychosis though, and it is sometimes similar to the kind of things I hear during an episode.