The other things that occur to me for lower cost therapy (and if you are in school as I think you are, student counseling center?). Also, a psych grad program, if it exists at your school, usually has a clinic with sliding fee scales run by the department (unless your T teaches in it, but even so . . _. ). Also, if you are a survivor of childhood abuse, your local domestic violence shelter may offer free counseling and/or groups and you don't need to be a resident. Or a survivor of sexual assault, Rape Crisis Services, same thing. Sometimes these places offer help getting connected to lower cost counseling. Finally, is there a community mental health center (run by Dept Pub Health or some such) nearby?