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TishaBuv
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TishaBuv It’s mostly them, and somewhat me.
 
Member Since: Dec 2014
Location: USA
Posts: 10,122 (SuperPoster!)
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Default Oct 20, 2019 at 10:49 AM
 


I feel for you because mania causes you to overspend and not save.

First, do not only pay the minimum on the credit cards. Pay off the balance so you don’t owe interest.

Then, you need to be able to save some money and not spend it.

Then, you take advantage of accounts, like mentioned above, tax deferred like IRAs and save for retirement. You cannot touch this money until retirement age. If invested wisely it will grow massively and you may become a millionaire from those savings one day!

For free you can read investment books at the library and only invest with reputable companies like Bank of America— not risky start up schemes! Small investors get free financial advice from the bank and the money put into safer funds like Mutual Funds.

The hardest part is saving money and not touching it! You are moving in the right direction, though, good luck!

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