I recommend people get masters degree if

It leads to specific change or advancement in their Career

It is required

It provides salary advancement and it’s more than student loan repayment

For personal advancement and pleasure IF snd only IF one can afford it (independently wealthy)

Doing it for any other reason or no reason at all is not wise whatsoever. Too many people get masters or two yet they made no career out of it, can’t make ends meet even on a basic level, are very unhappy in life and absolutely can’t afford those degrees whatsoever.

I have masters degree for very specific reasons: because I need it for my career and i make much more with grad degree and I could afford to pay loans back. If that wasn’t the case I’d use my money for something else. I’d not be doing all this.

What do you need masters for? What job? I suggest you talk to career counselor before you borrow thousands of dollars for a degree you don’t need