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Old 04-30-2010, 03:56 PM #11
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Default Re: How do you pay for treatment?

I am very fortunate to have a T who is able to charge as little as $50/session. It's her sliding scale fee. I have no insurance. This $200/mo is still a major hardship as I only make $25,000 a year and am also paying off student loans, but it is worth it since I want to be a psychologist and I need to make sure my mental health struggles don't get in the way of my chosen career.
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Old 05-01-2010, 12:39 AM #12
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Default Re: How do you pay for treatment?

Depending on the treatment and medication, either out the nose or with an arm and a leg.
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Old 05-01-2010, 09:52 AM #13
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Default Re: How do you pay for treatment?

lol, Umbral Seraph.
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Old 05-01-2010, 07:49 PM #14
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Post Re: How do you pay for treatment?

I have to say I'm very fortunate to have excellent insurance coverage. Without it, I wouldn't be able to go to any of my doctors at all. Just 2 of my meds together cost almost $5000 per month and I only have to pay the $18 copay thankfully. That isn't counting the other 10 medications I'm taking..some of them I don't pay for because I fill them at the military base. I feel bad because I don't see how other people without insurance can get the care that they deserve and they have every right to be seen and helped where they can also afford it.
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Old 05-02-2010, 09:22 PM #15
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Default Re: How do you pay for treatment?

I pay 100% out of pocket for my therapist because therapists with his credential are not reimbursed by my insurance plan. Just recently he upgraded his credential, so I now will have the option of getting 60% of his fee reimbursed, if I submit the paperwork to my insurance company. (My therapist does not bill any insurance himself.) I am not sure if I will do this or not. Lots to think about.

My insurance does pay 85% of my PNP's fee. I see her every two months.
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Old 05-03-2010, 12:39 AM #16
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Default Re: How do you pay for treatment?

Okay, so far everyone has been saying they have insurance or pay out of pocket. What if you don't have insurance AND do not have the money to pay out of pocket? Then what? I'm currently not in therapy nor go to doctor's for this exact reason....financially I cannot go. What is there for people who are uninsured and have little to no income? (I know Obamacare will take another 4 years to take effect.) I might have the option to join my parents plan once the age limit of 27 applies, but until then, I've got nothing.
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Old 05-03-2010, 12:45 AM #17
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Default Re: How do you pay for treatment?

It depends on what state you're in. Some have excellent free crisis care. Others require payment. But that's only for a crisis. I have never found a good solution myself for the ongoing care. I am fortunate that my PCP gives me samples of my meds cause I sure can't afford them.
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Old 05-03-2010, 01:07 AM #18
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Default Re: How do you pay for treatment?

I'm in Canada and I don't pay much for my treatment. I pay a maximum of 4% of my income a year on medications and I see my pdoc for medication and therapy every 2 weeks. I don't pay to see pdoc. I am covered by our provincial health plan. I don't make a lot of money so I don't pay much tax. Last year I paid about $320 on my medications, the rest was paid for by the government.

I''ve been to the psychward once and that was all paid for by our government health plan.

I would say I am getting a lot of value for my money. I'm very lucky to have such a great pdoc who I can see every 2 weeks for therapy and meds.
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Old 05-03-2010, 04:40 AM #19
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Default Re: How do you pay for treatment?

Quote:
Originally Posted by Katileena View Post
Okay, so far everyone has been saying they have insurance or pay out of pocket. What if you don't have insurance AND do not have the money to pay out of pocket? Then what? I'm currently not in therapy nor go to doctor's for this exact reason....financially I cannot go. What is there for people who are uninsured and have little to no income? (I know Obamacare will take another 4 years to take effect.) I might have the option to join my parents plan once the age limit of 27 applies, but until then, I've got nothing.
Hi Katileena,

Are you in school? Many colleges offer services on campus.

Do you work but they don't offer insurance? Could you do that work for a company that does offer insurance?

Could your parents help with this expense?

Many communities have community mental health services that are inexpensive or free. They would be listed in your phone book or you might Google "mental health services in X" (X=your community).

Here is an article from the PC newsletter. The article is titled: Mental Health and Money: For Those Without Insurance, Try These Options
http://blogs.psychcentral.com/anxiet...lth-and-money/

I hope this helps.
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Old 05-03-2010, 04:08 PM #20
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Default Re: How do you pay for treatment?

Kaitileena, check out Wisconsin's social services and the Federal Government site:

http://www.mhc.state.wi.us/links.htm

http://mentalhealth.samhsa.gov/databases/

http://dhs.wisconsin.gov/areaadmin/HSDListing.asp
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