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Old 06-11-2016, 07:11 AM #11
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Default Re: How do you reduce spending?

Spending can be habit forming and habits are hard to break….But I am now addicted to Saving …a much more empowering way to live. I am now 100% debt free and saving to build another house. I have a dreadful fear of being caught without funds if I were to become very very ill…you never know when it will start raining.
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Old 06-12-2016, 11:16 AM #12
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Default Re: How do you reduce spending?

Get a hobby besides shopping. You'll meet people, possibly make friends, and have something to look forward to every once in a while.
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Old 06-28-2016, 10:37 PM #13
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Default Re: How do you reduce spending?

Quote:
Originally Posted by Aviza View Post
Get a hobby besides shopping. You'll meet people, possibly make friends, and have something to look forward to every once in a while.
FWIW, shopping isn't my hobby. And I do have other hobbies, thanks.
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Old 06-29-2016, 05:53 AM #14
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Default Re: How do you reduce spending?

I try to not go into stores at all when I want to make sure I don't spend money/bring more crap into the house. I add stuff we need to shopping lists and put off going to the store for as long as possible. Sometimes I learn that I can live without whatever it was I thought I wanted...

But replacing your wardrobe when you lost weight, that's just something that costs money. Do you already have a budget for what you will spend on the wardrobe refresh?
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Old 06-29-2016, 11:38 AM #15
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Default Re: How do you reduce spending?

I actually have been doing good since I created this thread. When I go to the store, I don't have that urge to spend other than what my list(s) say to purchase.

As to the wardrobe, I don't have the replace everything. Most of my clothes fit well, but there were a dozen items or so that became way too large and I replaced those. I typically stick to a quarterly budget, and I compare my spending habits to the average spending habits. It turns out, I wasn't spending as much, or even half of the typical person.
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Old 07-11-2016, 04:05 PM #16
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Default Re: How do you reduce spending?

I am by no means the expert on this, but here goes...

When I feel the urge to shop, and online shopping makes it easier and therefore that much more dangerous, is that I put the stuff I want into my shopping cart and let it sit there, or remove it and save it for later. I try to look for things around my house that I can use, because I went through a period where I was spending so much money on things that I couldn't remember what I bought by the time it was delivered to my house. So chances are, I already have what I was looking to buy anyway. Having to rely on cash or debit instead of credit helps. I have to make a grocery list and stick to it religiously so that I don't buy junk food. I've had to dial down my expectations and buy cheaper brands of clothing and personal care items instead of "status" items. I can really rein it in when I have to. But I struggle with shopping as maybe not so much an addiction, but a way to deal with my anxiety.
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Old 11-29-2018, 10:50 PM #17
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Default Re: How do you reduce spending?

Work in progress but I try staying off Amazon (I have a habit of going there bored and as a result of bad ordering everyone is getting bath bombs for Christmas!!!😂&#128514 but I have tried buying cheaper, trying to spend no more than fifty dollars on a shopping outing and trying to time my house payment around my last payday of the month so it doesn't hit as hard. I do tend to get bored and go shopping but I do watch it more....its still a balancing act and I have stressed more about money than I use to.....my aunt said it is a balancing act
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Old 11-30-2018, 03:26 AM #18
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Default Re: How do you reduce spending?

((((Foo Fighter)))) You can do it!
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Old 11-30-2018, 06:40 AM #19
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Default Re: How do you reduce spending?

I go to the grocery store every couple days and buy what is BOGO. I work around that to plan meals. If I buy something full price I have to really need it, or Iíll wait until that item is BOGO.

I buy new clothes only when I really need them. You can find really nice, designer clothes on sale so cheap sometimes. I just bought a bunch of Free People items for $10-25 per item from $80-150. Crazy sales sometimes.

After 25 years married we have accumulated way too much stuff. So nothing else is coming into the house. There is no room. We need to sell or donate stuff as there is now a bedroom piled up like a storage unit and I just closed the door. Canít deal with it.

A smaller house is a good idea to keep possessions from expanding. We donít use all that stuff and it is only something to have to clean. This makes me so nervous!

Youíd be surprised how little you need and use.
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Old 11-30-2018, 06:48 AM #20
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Default How do you reduce spending?

I struggle with spending a bit too much as well.

Recently I have been doing a better job of this. I have been thinking about how budgeting is similar to losing weight. Iíve been working on both and it comes down to not eating that extra snack... or not buying that one extra little thing... Simple but very difficult for me to do in the moment.

I donít go to the mall but I do like to shop online. I think itís a way of distracting myself from boredom or feeling sad.
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