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Old 11-30-2018, 06:52 AM #21
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Default Re: How do you reduce spending?

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Originally Posted by Foo Fighter View Post
Work in progress but I try staying off Amazon (I have a habit of going there bored and as a result of bad ordering everyone is getting bath bombs for Christmas!!!How do you reduce spending?How do you reduce spending?) but I have tried buying cheaper, trying to spend no more than fifty dollars on a shopping outing and trying to time my house payment around my last payday of the month so it doesn't hit as hard. I do tend to get bored and go shopping but I do watch it more....its still a balancing act and I have stressed more about money than I use to.....my aunt said it is a balancing act


Amazon gets me into trouble too!
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Old 11-30-2018, 06:58 AM #22
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I go to the grocery store every couple days and buy what is BOGO. I work around that to plan meals. If I buy something full price I have to really need it, or Iíll wait until that item is BOGO.



I buy new clothes only when I really need them. You can find really nice, designer clothes on sale so cheap sometimes. I just bought a bunch of Free People items for $10-25 per item from $80-150. Crazy sales sometimes.



After 25 years married we have accumulated way too much stuff. So nothing else is coming into the house. There is no room. We need to sell or donate stuff as there is now a bedroom piled up like a storage unit and I just closed the door. Canít deal with it.



A smaller house is a good idea to keep possessions from expanding. We donít use all that stuff and it is only something to have to clean. This makes me so nervous!



Youíd be surprised how little you need and use.


All good ideas. I started working on using things that I already have instead of buying more and itís quite gratifying.
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Old 12-02-2018, 07:57 AM #23
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Default Re: How do you reduce spending?

Also, I never bought make up from the department stores. First of all, the salespeople scare me. The inexpensive stuff from the drug store is just as good and you know it hasnít been used because itís factory sealed, no germs. I couldnít guess how much money I saved by doing that. I use coconut oil to remove make up and as a moisture and to cook. $6 a bottle. I rarely have to buy shampoo because I have a supply of minis from hotel rooms. You may say thriftyó I say smart.
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Old 12-02-2018, 08:07 AM #24
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Default Re: How do you reduce spending?

The good, the bad, and the ugly...


The good...I paid off my credit cards in 2018 and keep the balance at zero. I now consider them as something I have for extreme emergencies. I don't put anything on them.


If I don't watch myself I overbuy when stores have "bargains" -- so I have tried to become aware of that. Just because it is a bargain does not mean I need it!


The ugly is...Amazon. Ban Amazon. Why? Because Amazon treats its warehouse workers like ****. I read where they were actually peeing in soda bottles on the floor...because they didn't want to waste precious time taking a bathroom break. That's UGLY. I will admit I got a bit addicted to Amazon in 2018. My number one resolution in 2019 is Ban Amazon.
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Old 12-02-2018, 08:23 AM #25
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Default Re: How do you reduce spending?

We got rid of all credit cards. Now if we can't pay cash for it, we don't need it.
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Old 12-02-2018, 08:27 AM #26
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Default Re: How do you reduce spending?

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We got rid of all credit cards. Now if we can't pay cash for it, we don't need it.





Good for you! I consider my credit cards there for an emergency...but frankly, I find I seem to be able to live and budget without using them.
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Old 12-02-2018, 02:54 PM #27
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Default Re: How do you reduce spending?

If you can control your spending on the credit cards and pay off the balance each month, you can get points from the company that are very valuable. Iíve saved thousands on hotel rooms, gotten cash back at the end of the year, etc...
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Old 12-02-2018, 04:26 PM #28
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Default Re: How do you reduce spending?

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Originally Posted by TishaBuv View Post
If you can control your spending on the credit cards and pay off the balance each month, you can get points from the company that are very valuable. Iíve saved thousands on hotel rooms, gotten cash back at the end of the year, etc...



Hmm. You must use more credit than I did. The only bonus I got in 2018 was a check for $16.00 --- which, hey, is free money...but the most in a cash end-of-year bonus I ever got was $25.00. I consider credit card companies evil...but then, no one is forcing a person to have and use credit. I love seeing my zero balances.
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Old 12-09-2018, 04:28 PM #29
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Default Re: How do you reduce spending?

I have this issue myself, only it's more with tech and games.


For example, not too long ago, I built myself a new high end gaming PC. Gaming PCs aren't cheap but knowing how to build them helps cut costs down. I bought several parts used off eBay and sold some of my old hardware to compensate. Ended up spending about $600. A PC with similar hardware bought brand new at Best Buy would run $1000+.


Bought it to sate an emotional need as well. Even though my old PC was good enough to run all of my games (all be it at reduced settings) and software that I need for school, I wanted better because I have always wanted a top end gaming PC but could never afford one.


I felt like this PC was the most awesome thing ever for about a month or two but now I feel as empty as I did before I bought it.


So IDK what to suggest at this point just letting you know I have the same issues lol
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Old 12-09-2018, 07:54 PM #30
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Default Re: How do you reduce spending?

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Originally Posted by TishaBuv View Post
Also, I never bought make up from the department stores. First of all, the salespeople scare me. The inexpensive stuff from the drug store is just as good and you know it hasnít been used because itís factory sealed, no germs. I couldnít guess how much money I saved by doing that. I use coconut oil to remove make up and as a moisture and to cook. $6 a bottle. I rarely have to buy shampoo because I have a supply of minis from hotel rooms. You may say thriftyó I say smart.





I was hanging around the perfume counter of a department store in my town just for the heck of it and started to talk to the saleslady. She ended up giving me a really expensive sample. You know, they are just people working and making crap pay, too, I am sure.



I buy all my make-up at Target...but I think I might visit the make-up and perfume counters in the one large department store near me...more often...because on a Friday night it is just dead in there and I think the salespeople are bored to tears. I just go in there when it's cold and walk around the floors for exercise.



I do all my "serious" shopping at Target!
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