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Old 12-10-2018, 11:45 AM   #31
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Default Re: How do you reduce spending?

The best way I have found is to say NO to yourself. Establish what is a want or a need. Wants come last.
True happiness comes not when we get rid of all our problems, but when we change our relationship to them, when we see our problems as a potential source of awakening, opportunities to practice patience and learn.~Richard Carlson
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Old 12-21-2018, 04:08 PM   #32
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Default Re: How do you reduce spending?

Spending is not always something bad. On the contrary, if you calculate your expenses and create a good buying strategy you can avoid extra expenses. For instance, me and my partner go to vacations a lot, we need to get out of the stressful life and go somewhere near the sea at least 3 times in a year. We realized that our hotel expenses are putting us into a hard situation every year. One day I've ran into this article on the internet and after that we decided to make a good buying strategy for a nice and cheap holiday home. Even though it looks like an extra expense, when you consider all the money we spend for hotels it's a better option to have a house near the sea.
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