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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
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#1
I'm going to pay off my credit cards and my mom. My brother I'll keep making payments too. I can't really do a savings account before moving because I just don't have that kind of time. But I put in a plan to save while I'm moved out. Doesn't cover me in case of a calamity but at least I'm not pushed to the limits financially each month.
I also learned through budgeting that if I plan to use my credit card for certain things, (like gas) and pay it off at the end of the month; I'll actually be doing better credit wise and financially have more expendable income. Because I won't have the minimum payment to make and my gas part of the budget goes to paying my credit card. It gave me a little extra money. I'll test it and see how it goes. I just won money at the casino, on casino cash so I'm paying off one of my credit cards. I opened a Roth IRA, kind of prematurely but I'm trying to give myself a place to save to for my future. I've given up on owning a home, my daughter is nearly grown and I don't mind apartments. Besides my mom has said there's a lot more expenses to ownership and renting isn't all bad. I'll be moving in June. I'm going to pay my mom extra so she's paid off in May. My credit cards will both be paid off by than too. __________________ Son: 14, 12/15/2009 R.I.P. Daughter: 20 Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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Anonymous87914
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Wise Elder
Member Since Oct 2008
Location: Australia
Posts: 8,135
15 1,268 hugs
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#2
well done !
__________________ Its not how many times you fall down that counts its how many times you get back up! (Thanks to fenrir for my Picture ) When you have come to the edge of all light that you know and are about to drop off into the darkness of the unknown, Faith is knowing One of two things will happen: There will be something solid to stand on or you will be taught to fly. by Patrick Overton, author and poet |
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