Complicated. My dad is retiring? Disabled before the age of 22. - Forums at Psych Central



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Old 12-21-2018, 11:53 PM #1
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Default Complicated. My dad is retiring? Disabled before the age of 22.

I've been on SSI since I was 20 for schizophrenia. I read that if you're considered disabled before the age of 22, your parents can claim you as a dependant adult child and so on. I'm 27 and I'm still on my dads insurance and everything. My mom died 2 months ago and my dad doesn't talk to me really. He told me he got a termination letter at work, but then he said he turned in his retirement papers. He works at the US post office. He's a federal employee, but he has paid into taxes. If his work credits are going to act as mine when he retires, will SS automatically change things? Like will I get SSDI? Will it change medicaid to medicare? I don't know who to talk to about this since my dad won't tell me anything and my mom isn't here to help me.
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Old 12-22-2018, 01:07 PM #2
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Smile Re: Complicated. My dad is retiring? Disabled before the age of 22.

I'm sorry I don't know anything about this. My only thought would be to call Social Security. Perhaps other members, here on PC, will have had some similar experiences they can share.
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Old 12-22-2018, 02:45 PM #3
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Default Re: Complicated. My dad is retiring? Disabled before the age of 22.

Can you contact the bank, or the society who's responsable for your insurance? Maybe you can talk to them and see how it goes. from there Social Security is a good idea as well. Do you see a Pdoc? Maybe that could help. Hopefully one of them will have the answer. I'm sorry you're feeling lonely at the moment. Wish you good luck! Let us know how it goes. Sending many hugs to you
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Old 02-01-2019, 02:07 PM #4
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Default Re: Complicated. My dad is retiring? Disabled before the age of 22.

If you are getting SSI, I'm pretty sure that makes you automatically eligible for Medicaid. If your dad can no longer provide you with coverage through his job, you should be eligible for Medicaid. Him not talking to you is a problem. Is your dad your legal guardian?

If, at age 27, you are your own guardian, then you need to go to your Income Support Office and apply for Medicaid. Once you get it, you will be covered for everything, including dental.

I don't know much about how you might get benefits based on your father's history. I'm sorry about the loss of your mother. It sounds like you need a source of moral support outside of your home. If your dad is claiming a tax deduction based on helping support you as a dependent, then he has an obligation to cooperate with you and help you get what benefits you are eligible for.
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