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Default May 28, 2020 at 06:20 PM
  #1
Well I just got done off of the phone with a company that I applied for LTD through. I did disclose my mental health history in the interview and explained that I experience little to no symptoms today, and that I was actually discharged from therapy by my THERAPISTS direction because she saw it as unnecessary for me.

Please please please send positive vibes and good luck my way. I know that LTD coverage can be an absolute pain to get issued when you have a history of mental illness.
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Thumbs up Jun 01, 2020 at 03:14 PM
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Best wishes for success with your LTD application!

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Default Jun 04, 2020 at 10:42 AM
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Sending positive energy!!!!! Which company was it?

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Heart Jun 08, 2020 at 01:37 PM
  #4
Quote:
Originally Posted by convalescence View Post
Well I just got done off of the phone with a company that I applied for LTD through. I did disclose my mental health history in the interview and explained that I experience little to no symptoms today, and that I was actually discharged from therapy by my THERAPISTS direction because she saw it as unnecessary for me.

Please please please send positive vibes and good luck my way. I know that LTD coverage can be an absolute pain to get issued when you have a history of mental illness.
Hi!

I hope all goes well for you!

Whether or not MI becomes an issue depends upon how the policy reads. Some policies are just fine and cover any primary or co-existing MI .

I am writing this because some people think ALL LTD policies do not cover MI.

I am not aware of how your policy reads. I wish you well, however.

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Default Jun 08, 2020 at 10:39 PM
  #5
Thank you everyone I think that it did get approved, but I am going to get ahold of my agent soon. I believe that it does cover mental illness as well!
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Default Jun 09, 2020 at 05:18 AM
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I'm sending positive energy

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