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Old 06-20-2020, 06:12 PM   #1
BethRags
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Default So This Thing About SSDI...

In November of 2018 I applied for SSDI for bipolar disorder and PTSD. Of course, my initial application was turned down so I hired a lawyer. Everything look promising. I did all required paperwork, and met all deadlines, etc. All doctors sent in good (helpful) reports. My lawyer was mostly helpful; not a lot of communication, but he gave me basic direction.

An additional disability was added to my case because I had surgery (achilles tendon) in late May of this year.

After one year and 9 months I've been notified that my hearing is on July 30th. All looking good. Until - my lawyer looked at my employment records from EDD and found out that, while I worked for 13 years at the same job, it was part time. Apparently I didn't make enough money to earn more than about $200/month for SSDI (plus Medicare). He informed me of this a few weeks ago.

Huge disappointment. I mean...I'll definitely take whatever I can get, because I need it. But it seems wacky to me that because of a mental illness I worked only part time, but I'm eligible for only a small amount from SSDI because...I have a mental illness.

My lawyer said I can apply for SSI and he encouraged me to do do, but that he doubts I'll be approved for SSI since my husband's income is just slightly about poverty level (he's retired, but receives veteran's disability, social security, and a very small monthly amount from an annuity his parents left to him - about $250/month for that).

The thing is I don't have any income myself. I was married at a young age and was an at-home mom. When my kids got older I worked part-time. So, there it is.

I'm wondering if anyone receiving SSI (or SSDI) and has any info or tips to share?
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Old 06-20-2020, 08:08 PM   #2
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Default Re: So This Thing About SSDI...

Unfortunately social security and SS disability are both are Determined by the amount of money you have earned so far in your life. So if you havenít had a job or havenít earned very much in your life then you will be paid very little. Iím sorry to have to tell you that.
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Old 06-20-2020, 08:17 PM   #3
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Default Re: So This Thing About SSDI...

Right. I think some people actually choose not to get married or get divorced in order to get SSI. That's a pretty drastic move though.
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Old 06-21-2020, 08:30 AM   #4
BethRags
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Default Re: So This Thing About SSDI...

Thank you both for your input. I appreciate it. Now I understand what older people mean when they say they live with a partner but don't get married for financial reasons. Crazy system.

It's sad that in western society being a full-time mom doesn't count as "work."
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And the wind did howl
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La la la la la
La la la la lee
A little bird lit down on Henry Lee

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Old 06-22-2020, 04:12 PM   #5
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Default Re: So This Thing About SSDI...

Quote:
Originally Posted by BethRags View Post
In November of 2018 I applied for SSDI for bipolar disorder and PTSD. Of course, my initial application was turned down so I hired a lawyer. Everything look promising. I did all required paperwork, and met all deadlines, etc. All doctors sent in good (helpful) reports. My lawyer was mostly helpful; not a lot of communication, but he gave me basic direction.

An additional disability was added to my case because I had surgery (achilles tendon) in late May of this year.

After one year and 9 months I've been notified that my hearing is on July 30th. All looking good. Until - my lawyer looked at my employment records from EDD and found out that, while I worked for 13 years at the same job, it was part time. Apparently I didn't make enough money to earn more than about $200/month for SSDI (plus Medicare). He informed me of this a few weeks ago.

Huge disappointment. I mean...I'll definitely take whatever I can get, because I need it. But it seems wacky to me that because of a mental illness I worked only part time, but I'm eligible for only a small amount from SSDI because...I have a mental illness.

My lawyer said I can apply for SSI and he encouraged me to do do, but that he doubts I'll be approved for SSI since my husband's income is just slightly about poverty level (he's retired, but receives veteran's disability, social security, and a very small monthly amount from an annuity his parents left to him - about $250/month for that).

The thing is I don't have any income myself. I was married at a young age and was an at-home mom. When my kids got older I worked part-time. So, there it is.

I'm wondering if anyone receiving SSI (or SSDI) and has any info or tips to share?

That sucks,I'm sorry about that.

It wouldn't hurt to at least apply for SSI,there's a chance you could be eligible depending on how much income your husband gets. SSI doesn't go by how much you have worked it goes by present income.

It's worth a shot.
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Old 06-22-2020, 04:26 PM   #6
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Default Re: So This Thing About SSDI...

Forgot to say the max amount of SSI is $700and some,forget exact amount. But depending on your husbands income amount it's possible you could get more from SSI than SSDi.

I doubt it but it doesn't hurt to at least try or maybe talk to SSA about it
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Old 06-22-2020, 11:44 PM   #7
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Default Re: So This Thing About SSDI...

Hi Beth,

I am so sorry. I would apply for SSI.
At the SSA office here, they automatically put everyone through the SSI process
Are there any benefits for the wife of a disabled Veteran?

Much Love
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Old 06-23-2020, 05:41 AM   #8
BethRags
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Default Re: So This Thing About SSDI...

Quote:
Originally Posted by Wild Coyote View Post
Hi Beth,

I am so sorry. I would apply for SSI.
At the SSA office here, they automatically put everyone through the SSI process
Are there any benefits for the wife of a disabled Veteran?

Much Love

A few benefits. My husband is 60% disabled, so I receive $90/month (I know...wow...but at least it's something). Then smaller things, like food giveaways.
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And the wind did howl
and the wind did moan
La la la la la
La la la la lee
A little bird lit down on Henry Lee

-Nick Cave & P.J. Harvey
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Old 06-23-2020, 05:43 AM   #9
BethRags
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Default Re: So This Thing About SSDI...

Thank you all! I think it's worth it to apply for SSI. We're just at poverty level, so it seems to me that I might receive something.
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And the wind did howl
and the wind did moan
La la la la la
La la la la lee
A little bird lit down on Henry Lee

-Nick Cave & P.J. Harvey
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Old 06-24-2020, 09:58 PM   #10
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Default Re: So This Thing About SSDI...

When I applied for SSDI they automatically had me jump through hoops for the SSI , But I have a lifetime of working and because I am married and own my home I dont qualify for any extra help out side my SSDI.. My State did not expand Medicaid to people on SSDI
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