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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
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Sep 15, 2018 at 03:43 PM
#1
I could be in a town house or condo. Before I broke I was preapproved for a mortgage, I had my 401k to put down, i was only working temporary and worried about finances so I didn't even look for a place. I once had excellant credit.
Again reflecting on my life. I really need to start making wise decisions. Dbt is helping me do that, but man I wish I was in dbt 15 years ago. My whole life would be different. I never would have lived with mom. Would still have my kids. Maybe even still be married. I will own again. It's my retirement plan. __________________ Son: 14, 12/15/2009 R.I.P.  Daughter: 20  Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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 StripedTapir
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Elder...and a bit Older
Community Liaison
Member Since Nov 2013
Location: My Own Orbit
Posts: 6,912
10 371 hugs
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Sep 15, 2018 at 04:55 PM
#2
Unfortunately we can't change the mistakes or retrace stumbled steps we have made in our lives. But making new dreams and implementing plans to realise them can soften our heartache. Owning a place to call ones own is a beautiful dream...and I wish you all the best moving forward Aviza.
__________________ The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am the storm." 
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 Aviza
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Member
Member Since Aug 2018
Location: UK
Posts: 92
5 389 hugs
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Sep 15, 2018 at 05:11 PM
#3
Wishing you the very best Aviza
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Poohbah
Member Since Sep 2016
Location: USA
Posts: 1,460
7 41 hugs
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Sep 15, 2018 at 06:33 PM
#4
Focus on making tomorrow what you want. No sense in lamenting over things you can't change, but everyday can be better today and going forward. Make the best of what you have.
__________________ True happiness comes not when we get rid of all our problems, but when we change our relationship to them, when we see our problems as a potential source of awakening, opportunities to practice patience and learn.~Richard Carlson |
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Aviza
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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
given
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Sep 15, 2018 at 08:02 PM
#5
I applied to a mortgage today. Was denied but got good information on what I need to do to qualify. Might just buy instead of rent. But I'll see how things go. Haven't been in my job long enough he said.
So I can keep working on building my credit. He also said need to wait longer from bankruptcy. Reapply in 4 to 6 months. I'm thinking a year and a half will be better. Saw a place I really want but there will be other places. __________________ Son: 14, 12/15/2009 R.I.P. Daughter: 20 Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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My Support Forums is the online community that was originally begun as the Psych Central Forums in 2001. It now runs as an independent self-help support group community for mental health, personality, and psychological issues and is overseen by a group of dedicated, caring volunteers from around the world.
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